Heathbend Credit is based in Minot, ND and takes business funding requests by phone and online from across Ward County and nearby towns such as Burlington, Velva, Berthold and Surrey. This page lists the towns within about 25 miles, with ZIP-level business counts where Census publishes them.
Requests From Anywhere in Ward County, ND
Small business loans and other funding for Ward County, ND owners start the same way wherever the business sits: a call or an online request. The county had 2,043 employer establishments in 2023 (CBP) and 4,965 businesses without payroll in 2024 (NES). The full county and city figures are on the Minot, ND page.
Burlington, ND and Berthold, ND to the West-Northwest
Burlington, ND sits about 6 miles from Minot, ND. Its postal ZIP 58722 had 37 employer establishments in 2023, 78.4% of them with fewer than five employees, with construction the biggest group at 8 (ZBP 2023). Burlington covers only 2.9% of that ZIP's land, so these are ZIP figures, not town figures.
Berthold, ND is about 22 miles out. ZIP 58718 counted 39 employer establishments in 2023, including 9 in transportation and warehousing and 6 in wholesale trade (ZBP); Berthold covers 0.3% of the ZIP's land.
Velva, ND in McHenry County, ND
Velva, ND lies about 21 miles southeast of Minot, ND, across the line in McHenry County, ND, so Ward County figures do not describe it. ZIP 58790 had 55 employer establishments and 453 employees in 2023 (ZBP), led by retail trade with 8. Only 0.5% of ZIP 58790's land lies inside Velva, ND itself. Among employed Velva, ND residents, 7.0% were self-employed (margin of error +/- 2.7, ACS 2020-2024).
Minot AFB, ND
Minot AFB, ND is a census-designated place about 13 miles north of Minot, ND with its own ZIP, 58705. That ZIP counted 29 employer establishments in 2023, 8 of them in professional, scientific and technical services (ZBP).
Smaller Towns Within About 25 Miles of Minot, ND
Surrey, ND (ZIP 58785, 16 employer establishments in 2023), Sawyer, ND (ZIP 58781, 12), Des Lacs, ND (ZIP 58733, 6) and Carpio, ND (ZIP 58725, 7) are in Ward County, ND, along with Logan, ND, Ruthville, ND and Foxholm, ND, which have no ZIP of their own. Glenburn, ND (ZIP 58740, 17) is in Renville County, ND; Deering, ND (ZIP 58731, 3) and Granville, ND (ZIP 58741, 10) are in McHenry County, ND. All counts are ZBP 2023 and describe the ZIP area, not the town.
None of these towns has a page of its own on this site; requests from any of them are handled the same way as requests from the city.
By Heathbend Credit · Updated
