Heathbend Credit is a Minot, ND service that lines up small-business funding requests for partner review. It serves owners across Ward County by phone and online, helping them compare six funding options and sending each request to funding partners who review it, make the decision and set any terms.
What We Do
We start with the shape of the problem: what the money pays for, when it is needed, and where repayment will come from. From there we narrow six funding options to the one or two that fit, help gather the records, and send the request to funding partners. Partners review, decide and set any terms; Heathbend Credit does not lend.
The how-it-works page walks the four steps one at a time.
Where We Are
The street address on file for Heathbend Credit is 107 Main St N, Minot, ND 58701. Requests are handled by phone at (701) 380-9142 and through the online form, so owners anywhere in Ward County, ND can start without a visit. Phone, form and map sit together on the contact page.
Why Local Figures Matter
A funding request makes more sense when it is read against how businesses here actually run. Ward County, ND had 2,043 employer establishments in 2023, and half had fewer than five employees (CBP). Retail, construction and repair and personal services led by count. The Minot, ND page sets out the numbers.
Promises Heathbend Credit Declines to Make
- Promise approval, a rate, an amount or a date
- Call an advance on receipts a loan, because it is not one
- Push one product when another fits better
- Ask for fees to submit a request outside what the disclosures describe
By Heathbend Credit · Updated


